Calm Afterthe Storm.
Colorado hailstorms can wreck a roof, dent siding, crack windows, and gutters in minutes. When the storm passes, the door-knockers show up. Here's a different approach: a thorough inspection, honest documentation, and a local contractor who knows how the claims process actually works.
Don't Wait. Don't Panic. Get It Documented.
After a hailstorm, the most important thing you can do is get your roof and exterior inspected — properly, by someone who climbs on it and photographs what they find. Hail damage isn't always visible from the ground, and insurance carriers move faster when the documentation is thorough and timely.
A Promise Keepers project manager will come to your home for a complimentary inspection. We assess the roof, siding, gutters, windows, and screens, review your options, and put together a clear scope — with photos. If there's no claimable damage, we tell you that too. No pressure, no invented damage, no games.
- Honest, no-pressure assessment of your roof and full exterior — if there's no claimable damage, we tell you straight up.
- Deep experience documenting storm damage and coordinating scope with insurance adjusters on-site.
- Full-service exterior contractor — roof, siding, gutters, windows, and doors all under one contract and one point of contact.
- Locally owned and based in Centennial — we're still here after the storm season ends and the door-knockers leave town.
How the Claims Process Works
No games, no fine print. Just a clear path from the first inspection to a finished restoration.
Free Damage Inspection
We inspect and photograph your roof, siding, gutters, and windows. If there's no claimable damage, we tell you that.
You File the Claim
You contact your insurance carrier. We provide the documentation that supports your claim.
Adjuster Meeting
We meet your adjuster on your roof so the full scope of damage is seen and recorded — nothing gets missed.
Complete Restoration
Once the claim is approved, we restore your home to pre-storm condition with quality materials, handling any supplement coordination with your insurer directly.
Hail Damage Services
Storm damage rarely stops at the roof. We handle the entire exterior — one contractor, one contract, one point of accountability from inspection to final walkthrough.
Hail Damage Assessment
Storm damage comes in many forms — hail, wind, rain, snow, falling debris, and tree impact. We inspect every exterior surface and document what we find with photos and a clear scope of work.
Roof Inspections
If you suspect hail hit your roof after a storm, schedule a free no-obligation inspection. We climb on the roof, photograph everything, and give you an honest answer about whether there's damage worth filing for.
Roof Replacement
When hail has done enough damage, a full replacement is the right call. We install Class 4 impact-rated shingle systems built to take the next hit better than the last one.
Roof Repair & Leak Response
Not every storm means a full replacement. Our service team handles targeted repairs, leak tracking, and emergency tarping to stop active water intrusion fast.
Insurance Claim Coordination
Wind, hail, or debris damage? We document the full scope, meet your adjuster on-site, and coordinate supplements when the initial estimate misses line items — so the work gets done right, not just cheaply.
Gutter Repair & Replacement
If hail hit your roof, it hit your gutters too. Look for dents in downspouts and roofing granules washing through the system — both are signs of impact that your adjuster should see.
Window & Screen Replacement
Hail cracks glass, destroys screens, and dents frames. We replace storm-damaged windows and screens and make sure every affected opening is included in the claim scope.
Siding Repair & Replacement
Hail leaves dents, cracks, and fractures in siding — especially vinyl, which shatters on impact. We replace damaged siding with impact-resistant fiber cement or engineered wood that survives the next storm.
Financing Options
If your home needs repairs after a storm and the timing is tough, we offer financing through trusted home improvement lenders. Flexible options for roofs, siding, windows, and full exterior restorations.
Typically Just Your Deductible
With an approved claim, your out-of-pocket cost is typically just your deductible. We coordinate directly with your insurer on scope and supplements so the work gets done right — you're never asked to fund the gap between a shortfall estimate and a proper restoration.
Compliance note: This framing is SB 38-safe — it describes documentation and scope coordination, not settlement negotiation or adjusting on the homeowner's behalf.
What this looks like on a real project: on a recent Colorado Springs hail restoration, the storm damaged the roof, gutters, windows, and siding. The homeowner upgraded to Class 4 impact-resistant shingles, and when the insurer's first window payment position fell drastically short of the home's custom windows, our supplementing team documented the true like-for-like replacement cost — about six weeks of back-and-forth that ended with a scope reflecting what was actually on the home. See the full hail damage restoration case study.
Watch Out for Roofing Scams & Storm Chasers
Storms don't just attract hail — they attract scammers. After every major Front Range hail event, out-of-state contractors flood affected neighborhoods with high-pressure tactics. Here's what to watch for.
Upfront Cash Demands
A dishonest contractor insists on a large cash payment before any work starts. Once they have your money, they may disappear entirely or do a shoddy job and dare you to chase them.
Exaggerated or Manufactured Damage
A contractor may overstate the extent of damage to inflate the claim — or worse, intentionally damage your roof with a hammer or ball-peen to create damage that wasn't there. This is insurance fraud, and you're the one on the hook.
Lowball Bids That Inflate Later
A storm chaser offers a suspiciously low bid to win the job, then discovers 'additional problems' once work begins. Your price climbs steadily until you're paying far more than a reputable contractor would have charged.
Out-of-State Storm Chasers
Storm chasers follow weather events across state lines, set up a temporary local address, and leave town once the work dries up. When your roof leaks two years later, there's no one to call — no warranty, no accountability.
Deductible Waiving Offers
A contractor offers to 'cover' or 'waive' your deductible — often by inflating the invoice or funneling the discount through a sign credit. This is illegal in Colorado under SB 38 and constitutes insurance fraud for both the contractor and the homeowner.
Shoddy Materials & Shortcut Installation
A contractor does a quick, dirty job using cheap materials, skipping underlayment, reusing old flashing, and cutting every corner. The roof looks fine from the curb but fails at the first real weather event.
Know Your Rights in Colorado
Colorado law protects homeowners in the storm restoration process. These rights matter — and we put them in writing in every contract.
You choose your contractor — not your insurance company.
Colorado law gives you the right to cancel a roofing contract within 72 hours.
A contractor can never legally waive or "cover" your deductible.
Hail Damage FAQ
The questions Front Range homeowners actually ask us after a hailstorm.
Promise Keepers Restoration handles the full scope of storm-related exterior damage — roof repair and replacement, siding replacement, gutter repair and installation, window and screen replacement, and door replacement. If a storm touched it, we can fix it, and we manage the insurance claim coordination across all of it so you have one contractor and one point of contact.
As soon as it's safe to be on the roof, we can inspect. Hail damage doesn't improve with time — in fact, waiting gives insurance carriers a reason to argue the damage is older than the storm you're claiming. We recommend scheduling a free inspection within days of any significant hail event. Our inspection covers roofing, siding, gutters, windows, screens, and exterior trim.
Yes. If a storm has caused active water intrusion, we prioritize emergency tarping and temporary repairs to stop the leak and protect your interior. Our service department handles leak tracking and targeted repairs — not every storm requires a full roof replacement, and we'll tell you honestly which situation yours is.
We can coordinate scope with your insurance company throughout the claims process. That means we document all damage with photos, meet your adjuster on-site for the inspection, and submit supplements when the initial estimate misses line items or underprices materials. We don't act as a public adjuster or negotiate your settlement — we make sure the scope of work is accurate and complete so the restoration gets done properly.
Do your research and choose a local contractor with a physical presence, verified reviews, and a track record that predates the storm. Avoid anyone who knocks on your door unsolicited, pressures you to sign on the spot, or offers to waive your deductible. An inexpensive roof from a contractor who's gone by next season is no bargain — you need someone who'll still be there to honor the workmanship warranty. Promise Keepers is based in Centennial and we're not going anywhere.
Yes. If your home needs repairs after a storm and the out-of-pocket cost — even after insurance — is a strain, we offer financing through trusted home improvement lenders. Flexible terms are available for roofs, siding, windows, and full exterior restoration projects. We'll walk you through the options during your inspection.
Yes — even if you don't see obvious damage from the ground. Hail damage is often subtle: bruised shingle mats, granule loss that shortens shingle life, dented flashing, and compromised seal strips that fail months later in a wind event. A free inspection gives you documentation you can use if you decide to file a claim, and peace of mind if you don't. There's no obligation.
A denial isn't necessarily the end. We can provide additional documentation, photos, and a detailed scope that supports an appeal. If the dispute is over the extent of damage rather than whether damage exists, we can recommend a licensed public adjuster to advocate on your behalf. We've seen denied claims get overturned with the right documentation — but we'll always give you an honest read on whether pursuing it makes sense.